Since people don’t have enough to worry about with all the spy-ware, hijack-ware, ad-ware, etc. these days, now they can worry about ransom-ware. A malicious program comes in and encrypts all your documents, and you get to pay for the encryption key to be able to decrypt them… Nice! 🙂
One more reason to buy a Macintosh, or at the very least, use Firefox instead of Internet Explorer.